Wealth on Your Terms

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with father-daughter finance duo Bode Odetoyinbo (The Finance Dad) and Reni to unpack what it actually takes to build wealth that lasts across generations.The Finance Dad has nearly three decades of experience investing in the stock market and real estate, while Reni is a finance educator and investor who has built an investment portfolio of over $500,000.We unpack how to build wealth from the ground up, the five stocks they would hold for the next five years, and where they believe the next major investment opportunities could be. But we also go beyond investing: how do you build generational wealth without raising entitled children? How many children can you actually afford? Should you give your children their inheritance while you're still alive? And what conversations about money, debt, wills and assets should families be having before it's too late?Whether you’re building wealth for yourself or thinking about the generations…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Mo Rafi, a former banker who worked across four major Canadian banks: Scotia, TD, RBC and CIBC and managed over $40M in assets for wealthy clients.We talk about what working inside the banking system taught him about how money and wealth really work, why he believes the banking system is designed to keep people financially dependent, and what wealthy clients were doing differently to build their fortunes.We also break down how to negotiate better rates with your bank, escape high-interest debt, use debt strategically to build wealth, rethink home ownership, prepare financially before leaving a 9–5, and why the traditional formula for building wealth may no longer work in today’s economy.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact; in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Lianne Hannaway, a former Managing Director at the Toronto Stock Exchange who spent over 20 years working in finance and helping build wealth from the inside.We talk about what she learned from being in rooms where wealthy people make financial decisions, why earning more money doesn't automatically make you financially secure, how she paid off $47,000 of debt in 20 months, the importance of negotiating your worth, building generational wealth without “wealthing in reverse,” and how she built a $2M retirement portfolio while also buying her mother a house.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye.📧 For partnerships and business inquiries:…

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Fred and Bimpe, a couple who have built wealth through business, investing and entrepreneurship after moving from Nigeria to Canada. We talk about how they built a seven-figure portfolio in a relatively short period, how they acquired their first business just three months after moving to Canada, the realities of starting over in a new country, the next major wealth transfer through business acquisitions, and how to think about generational wealth and putting your children in a stronger financial position. 🎙️ About Wealth on Your Terms Wealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram:…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Rachel Wong, co-founder of Monday Girl, one of the largest career-networking platforms for women in North America, and a former 8-year Uber employee who helped launch Uber Eats from the ground up and climbed the ranks to manage teams of up to 30 people.We talk about the overlooked asset class that matters just as much as money when it comes to building wealth, how to network effectively without it feeling transactional, the $80K loss Monday Girl took expanding into the US market, why she turned down raising VC money, how she bootstrapped a business for nine years while working full-time, how to climb the corporate ladder and get promoted, what it actually costs to run a community-based or events business, and how to know when to cut a revenue stream that isn't working.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Tobi Oluwole, founder of Magnet Ventures and The Founders Blueprint, and an angel investor who has built a multi-million dollar business while helping thousands of people turn their skills into profitable businesses. We get into how AI is set to wipe out 300-800 million jobs and what people should be doing right now to position themselves, why he believes freedom matters more than being rich, the pricing strategy he used to help clients charge multiples more for the same offer, the exact 3-stage formula he used to scale from $0 to $200K/month, the $88,000 tax bill that changed how he manages money forever, and the simple LinkedIn content formula that has generated him multiple six-figure brand deals and quietly built a business that prints money. Whether you're an aspiring entrepreneur, someone stuck in corporate wondering how to build leverage outside your job, or just trying to figure out how to build wealth and freedom on…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Nelson Kraus, a financial and investment advisor with IG Wealth Management with over 15 years of experience working with individuals, families, and business owners to help them build, protect, and transfer wealth efficiently.We get into why the traditional path to retirement is broken for people under 45, the one "safe" investment that is quietly making you poorer over time, the hidden decisions that wipe out decades of financial progress, why your personality determines how you handle money without you even realizing it, what wealthy people actually do differently when building long term wealth, why estate planning gets neglected even by wealthy individuals and what that costs families, and what 15 years of sitting across from wealthy families actually taught him about money, risk, and regret.Whether you're in your 20s, 30s, or 40s trying to figure out how to build real wealth before it's too late, this conversation is packed…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Shradha Chopra, a serial entrepreneur, licensed realtor, and real estate investor who has built a multimillion dollar portfolio generating over $15K in monthly passive income across 17 units and 10 properties, while also owning and operating two Second Cup franchise locations.We get into how she built her passive income from scratch working three jobs in her early twenties, why she believes buying your own home first is a mistake, how she thinks about worst case scenario investing, the strategy behind scaling from one property to ten, why she went from real estate into franchises, the truth about investing in US real estate, and the simple repeatable formula she uses to build wealth across multiple income streams and businesses.Whether you're an aspiring investor, entrepreneur, or someone trying to figure out how to build real wealth on your own terms, this conversation is packed with honest, practical insights from someone who…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Ken, tax strategy and wealth advisor, author of Tax Efficient Wealth, and founder of GMS Professional Corporation, to unpack how the wealthy legally use the tax system to build and preserve more wealth — while many middle-class earners end up paying the highest percentage of their income in taxes.We break down why employment income is taxed differently, how corporations, real estate, capital gains, and business structures create tax advantages, and the mindset shift from simply earning more money to actually keeping and growing more of it. We also dive into practical concepts like the velocity of money, leverage, RRSPs vs TFSAs, tax-efficient retirement planning, generational wealth structures, and how real estate can become a powerful wealth-building and tax strategy tool when used intentionally.Whether you’re an employee, entrepreneur, investor, or someone trying to better understand how money and taxes actually work, this…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Anderson — a professional trader, long-term investor, and real estate-focused wealth builder who transitioned from being a chef and DoorDash driver into the world of finance — to break down how the stock market actually works and how it fits into building real, long-term wealth.This conversation goes far beyond trading. We talk about how to think about money holistically — balancing short-term income (like trading) with long-term wealth strategies like stocks and real estate. We also get into discipline, risk management, and the psychology behind how people make (and lose) money in the market.We shift into a deeper conversation around generational wealth - including why waiting to pass down assets later in life might actually limit their impact, and how wealth should be taught and transferred intentionally.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that…

Featuring Tobi Oluwole | Retired at 28 | 7-Figure Business Owner | 350K+ LinkedIn Followers)🎙️ Full Episode: https://open.spotify.com/episode/1DSIE93mAZsmvqdIxFuJkR?si=HdzkrgBvQXeo8g07Q_7tQg&t=0&pi=yQfw8LXDTHurPMost people spend years building a life they didn't actually choose. Tobi Oluwole retired from corporate at 28, works 3 days a week, takes every summer off, and built a 7-figure business doing it. In this clip, he breaks down exactly how he designed his life before he built his business and why most people get that order completely backwards.This is a clip from my full conversation with Tobi on the Wealth on Your Terms podcast. If you want the full episode, link below. 👇📲 Connect With Tobi Oluwole- LinkedIn: https://www.linkedin.com/in/thetobioluwole/- Website: https://www.tobioluwole.com🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Hosted by Tobi Adekeye.📧 Partnerships & inquiries:…

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Eduek — a financial educator and coach who has helped her clients save and invest over $2 million -- to break down what actually keeps people stuck financially and how to build real, sustainable wealth.Eduek also shares her personal journey of paying off $47,000 in debt, the exact strategies she used, and how she transitioned into investing with confidence. We go deep into practical frameworks for getting out of debt, building better money habits, and starting to invest — even if you feel overwhelmed or behind.If you’ve ever felt stuck financially, struggled with debt, or don’t know where to start with investing, this episode will give you both the mindset and the strategy to move forward.You’ll learn:- Why mindset is the foundation of wealth (and how it holds people back)- The biggest mistake people make when trying to get out of debt- How to actually pay off debt (without relying on cookie-cutter methods)- The role income…

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Nike and Carine — investors and co-founders of NCTL Group, a real estate development and investment firm to unpack what it really looks like to build wealth beyond a salary, while still working full-time, raising families, and taking on ambitious real estate projects.We talked about how both of them got started in real estate from very different turning points, the mindset shift from thinking you’re “rich” to realizing you’re not yet truly wealthy, and why building assets matters so much when your income depends on showing up to work. We also get into partnership, marriage, courage, risk, faith, and what it actually takes to go from smaller real estate strategies into a 24-unit development project.What I love about this conversation is that it’s not just about real estate.It’s about ownership, long-term thinking, and having the courage to build something bigger than the life your 9-to-5 can fund on its own.Whether you’re…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.We break down the “money is a game” framework and examine the structural difference between earning income and building long-term wealth. The conversation covers the five types of money players, why most people remain spectators, and the distinction between being rich and being wealthy. We explore the four quarters of the money game, asymmetric risk, the transition from high income to asset ownership, and the role of mentorship in accelerating wealth building. The episode also outlines the five forms of capital required to preserve generational wealth and why most inherited wealth disappears within three generations. This discussion focuses on financial freedom, wealth architecture, and long-term ownership strategy…

[Wealth on Your Terms Podcast with Tobi Adekeye] 🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. ------------ In this episode, I sit down with Mo and Debbie, a husband-and-wife founder duo behind SkillHat / SkillHat Founder Studio, to talk about building wealth through high income, ownership, and business systems.We unpack how they scaled SkillHat to a million-dollar business, what it’s really like building with your spouse (vision vs. risk management), and the frameworks they use to make bold moves without gambling their future. They break down why “entrepreneurship is the new safety net,” how to think about building a system that makes money beyond your labor and the underrated discipline behind growth—boundaries,…

[Wealth on Your Terms Podcast with Tobi Adekeye] 🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. ------------ In this episode, I sat down with Dennis Mitchell, CEO and Chief Investment Officer at Starlight Capital and co-founder of the Black Opportunity Fund, to talk about career strategy, wealth creation, and the long game most people avoid. We break down what it really takes to create opportunities instead of waiting for them, why networking often fails, and how discipline, decision-making, and time compound across both career and money. Dennis also shares how professionals actually think about risk, why volatility isn’t the real danger, and how long-term investors evaluate assets, including real estate, without the noise. We…

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Maureen Ngo — a 25-year-old who escaped the 9-to-5 and built two six-figure businesses by doing what most people overlook.We break down how she positioned herself early for ownership, how she learned to create opportunities instead of waiting for them, and why boring, overlooked income paths quietly outperform hype industries. We also talk about confidence, risk, and what it really takes to move from earning income to building assets — especially as the next wealth transfer accelerates.This conversation isn’t about chasing trends.It’s about positioning, ownership, and long-term leverage.If you’re thinking about money, work, and freedom differently — this episode is for you.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks…

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it. We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations. Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional…

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Bode Odetoyinbo (The Finance Dad) — a lawyer and seasoned investor in the stock market and real estate — to break down the principles of wealth building that have guided his decades-long investing journey.We talked about how to identify strong investment opportunities, the mindset required to grow assets over time, and the habits that separate consistent wealth builders from short-term thinkers. He also shared how he approaches the stock market, what he looks for in businesses before investing, and how he manages risk while building long-term freedom through real estate and equities. Whether you’re just starting to invest or already building assets, this conversation will help you think differently about money, mindset, and long-term wealth building.You’ll learn:- The key principles for spotting good investment opportunities🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact…

[Wealth on Your Terms Podcast with Tobi Adekeye] Most people only think stocks and real estate. The wealthy add early-stage startups and it changes their outcomes.In this episode, I sit down with Trieste Reading — investor across public & private markets and VP of Growth at FrontFundr — to demystify startup investing through equity crowdfunding. How everyday people can get exposure to high-growth private companies, the real risks (illiquidity, failure rates), and smart ways to build a beginner portfolio. We also compare real estate vs. startup investing, walk through minimums, limits with real examples.You’ll learn:- Why wealthy investors add startups: power-law outcomes and where exponential returns actually come from- Real estate vs. startups: effort, accessibility, potential returns, and where each fits- Angel investing vs. Venture Capital vs. Equity Crowdfunding — what each means for you as a retail investor- Startup invsting rules rules & limits (plain English): retail vs. eligible vs. accredited,…

[Wealth on Your Terms Podcast with Tobi Adekeye] From $0 to a $16 Million Business: Entrepreneurship, Money & Building Wealth with Marc Lafleur In this episode, we dive into how to turn bold ideas into real businesses, what it actually takes to build wealth as a founder, and the mindset behind risking everything to win big.Marc Lafleur is a serial entrepreneur, angel investor, and author of True Founder. He co-founded truLOCAL, a meat subscription company he scaled to $20M in revenue and sold for $16.7M by age 30. He’s also been featured on Dragon’s Den and has a book, True Founder published by Forbes Books. We also cover: - From failing startups to a multi-million dollar exit - How to create luck & land opportunities - The real sacrifices behind entrepreneurship (and why most people quit) - Work–life balance myths every one building something big should know - Building companies vs. cash-flow businesses - The truth about acquisitions, equity, and getting paid after a sale - Why being “money-motivated” isn’t…

Most people think earning more money is enough. But even the top 1% can’t rely on salary alone.In this episode, I sat down with Dr. K — a physician, entrepreneur, and real estate investor with 200+ properties — to break down the real frameworks of wealth. From the 9 asset classes the wealthy use, to the 10 profit centers of real estate, to the traps that keep most people broke… this conversation is a masterclass in building and protecting wealth.You’ll learn:- Why salary alone will never make you wealthy- The 9 asset classes the rich use to build generational wealth- The golden principles of real estate investing (and the 10 profit centers)- The mistakes to avoid: pre-construction condos, single-family homes, and risky lending- How the wealthy legally avoid taxes while continuing to grow- Why liquidity and cash flow matter more than paper net worth- How true wealth goes beyond money — and the 7 areas you need to master🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth,…

🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com 📲 Follow us on Instagram: @wealthonyourtermshub Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform - Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9 - Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199 - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw ---------------------- 🏡For real estate inquires, I'm Tobi…

In this episode, I spoke with Tobi Oluwole — an entrepreneur who retired from corporate at 28From getting rejected 6 times by Shopify to building a 7-figure business helping others do the same, Tobi now works 3 days a week, travels the world, and takes summers off. He’s proof that freedom isn’t just a dream, it’s a design problem.Whether you’re stuck in a 9–5 or building a business, this episode will stretch your definition of freedom. Tobi breaks down how to build a business that funds your lifestyle, not one that becomes your new 9–5. He shares frameworks, mindset shifts, and numbers to know what's possible. 📌 Timestamps0:00 – Intro 1:31 – The lesson that blew up Tobi’s life and his LinkedIn 8:07 – What shaped Tobi’s risk tolerance from a young age14:04 – “I was the worst employee” – and why Tobi had to be an entrepreneur 19:38 – Knowing when to quit vs. when to keep pushing 24:13 – Is Entrepreneurship About Luck or Strategy? 24:50 – Business #13: Why this one actually worked after many failed attempts…

[Wealth on Your Terms Podcast with Tobi Adekeye] How to buy an existing business with Charles Kayitaba. In this episode of Wealth on Your Terms, I sat down with Charles Kayaba, a business broker who’s worked on millions of dollars in transactions, to unpack what it actually takes to buy an existing business. We broke down how business ownership works, who it’s right for, and where it fits into the bigger picture of building wealth. Whether you're a 9–5er, investor, or just exploring other options, this conversation might open up a new path you hadn’t considered. Topics we covered: - Why buying a business is more accessible than most people think - Buying vs. building: when it makes sense to skip starting from scratch - Franchises vs. independent businesses (and what banks actually look for) - Why specialization matters when getting funded - Real estate vs. stocks vs. business ownership, and which is right for what goal - Money lessons from high-income earners and business owners 🎙️ About Wealth on Your Terms…

How to Build Wealth, Increase Your Income & Make Money Online In this episode, we talk about building wealth, growing a profitable online business, and creating financial freedom on your own terms — even without a high income. Reni Odetoyinbo is a finance educator, content creator, and entrepreneur who bought her first property at 23 and has earned over $500K from her content business. She shares the money moves, business models, and mindset shifts that helped her do it. We also explore: Building wealth on a low income Personal finance and saving strategies Turning content into a business The role of personal branding (even if you’re not a creator) Making money online and choosing aligned income paths Why “safe” money habits might be keeping you stuck Increasing your income and building wealth intentionally 🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact in ways that actually work for your life. Through unfiltered conversations with builders,…